The United Nations Universal Declaration of Human Rights free essay sample

This paper critically analyzes the United Nations Universal Declaration of Human Rights. The following paper critically analyzes the United Nation?s Universal Declaration of Human Rights with reference to two events, that of racial apartheid that was the official policy of South Africa and the systematic raping of Bosnian women during the conflict in that region. From the paper: `According to the United Nation?s Universal Declaration of Human Rights, ?Everyone is entitled to all the rights and freedoms set forth in this Declaration, without distinction of any kind, such as race, color, sex, language, religion, political or other opinion, national or social origin, property, birth or other status. Furthermore, no distinction shall be made on the basis of the political, jurisdictional or international status of the country or territory to which a person belongs, whether it be independent, trust, non-self-governing or under any other limitation of sovereignty. (UN Website)`

Forming the Past Tense of Regular Verbs

Forming the Past Tense of Regular Verbs The tense of a verb suggests the time of its action- present, past, or future. We rely on the past tense to show that an action has already been completed. Adding -d or -ed to Form the Past Tense In the following sentences, the verbs in bold are in the past tense: Wallace moved into his new house last Saturday.Yesterday I visited him for tea. Both move and visit are called regular verbs because they have the same past-tense ending of -ed. If the present form of a regular verb ends in -e, we add -d to form the past tense: Wallace and Gromit move frequently. (present tense)Wallace and Gromit moved into their new house last Saturday. (past tense) If the present form of a regular verb ends in a letter other than -e, we usually add -ed to form the past tense: I visit Wallace and Gromit every Tuesday evening. (present tense)Yesterday I visited them for tea. (past tense) Note that a spelling rule comes into play with verbs ending in -y. If the present form of a regular verb ends in -y preceded by a consonant (for example, cry, fry, try, carry), change the y to i and add -ed to form the past tense (cried, fried, tried, carried): Wallace and Gromit carry the cheese and crackers into the kitchen. (present tense)Wallace and Gromit carried the cheese and crackers into the kitchen. (past tense) Because all regular verbs have the same -ed ending in the past tense no matter what the subject is, subject-verb agreement is not a problem. The Different Sounds of the -ed Ending Dont let the sound of an -ed ending ever trick you into making a spelling error when you form the past tense. While we do hear a d sound at the end of some verbs (for example, moved and visited), we hear a t sound at the end of others (promised, laughed). Also, if you have a habit when you speak of clipping off word endings, dont do this when you write. No matter what sound you hear or fail to hear when you pronounce a regular verb in the past tense, be careful when you write to add -d or -ed at the end. EXERCISE: Forming the Past Tense of Regular Verbs The first sentence in each set below contains a verb in the present tense. Complete the second sentence in each set by adding -d or -ed to the verb in parentheses to form the past tense. When youre done, compare your responses with the answers at the end of the exercise. Carrot Top uses unusual props in his comedy act. Recently he (use) a double-wide toilet seat.Halleys Comet appears every 76 years. It last (appear) in 1986.We rarely punish the children. However, we (punish) them yesterday for spray-painting the dog.Wallace likes knitting and reading the newspaper. Even as a boy, he (like) to invent things.Wallace enjoys Wensleydale cheese and a nice cup of tea. When he was younger, Wallace (enjoy) cheddar cheese.I usually purchase a season ticket from the box office. Yesterday I (purchase) a ticket over the Internet.Gromit graduates from college today. Last year he (graduate) from Dogwarts University.Please carry this invention upstairs for me. I (carry) it into the house.Mookie and Buddy cry when they are hungry. Last night they (cry) for over an hour.Gromit tries very hard to be helpful. He (try) too hard last week. ANSWERS:1. used; 2. appeared; 3. punished; 4. liked; 5. enjoyed; 6. purchased; 7. graduated; 8. carried; 9. cried; 10. tried.

Who was the greatest giant in United States in the end of 20 century Essay

Who was the greatest giant in United States in the end of 20 century - Essay Example The movement was mainly concerned about a core economic and social reforms which gained popularity under these two gentlemen. Both Wilson and Roosevelt however espoused two unique approaches of the progressive reforms. Despite their different approaches, each of the leaders was able to convince the congress to pass relevant legislation. They both believed in a progressive vision and dream of the United States of America. The discussion in this essay will compare the presidency of the two gentlemen with regards to different policies they formulated and followed. (Blum, 1980 p.76) In one of the most unique but special similarities, both presidents had similar commitments on social reform. Roosevelt, during his presidency convinced the congress to pass legislation that established the National Park Service. The president pushed for the park service because he wanted to presence the natural wonder and open places as the birth right of all the American citizens. The report by the Heritage foundation indicates that Wilson on the other hand focused on the institutionalizing of the educational reforms for the same purpose as Roosevelt. Wilson believed that education was a right for all Americans. He held that every citizen had the right to get high quality education. He used the government resources and powers to ensure that all Americans accessed quality education. He envisioned that the future of America was anchored on the great talent of her people that can only be exploited through clear education. (Wilson, 1926 p.89) Roosevelt in an attempt to ensure that big corporations understood the necessity of understanding government regulations instituted different anti-trust cases. The intention was to prove what the government could do if businesses refused or failed to abide by its regulations. He opted to prove the powers of the federal government by raising a suit against the J.P. Morgan.

Telecommuting at IBM Case Study Example | Topics and Well Written Essays - 1750 words

Telecommuting at IBM - Case Study Example This report analyzes the success and concerns of this initiative by identifying the process and the special features of this technological trend. A deeper insight is gained into the reasons for it being accepted or rejected for adoption by the employees at IBM Indiana and also proposes an action plan to address any immediate and long-term concerns to aid its implementation and sustenance. Prior to identifying the concerns in implementation, an understanding of the feedback from the employees and a quantitative analysis of the results would be useful for framing further initiatives for the success of telecommuting initiative for IBM, Indiana. Telecommuting is a practice among the corporate world "where paid workers work away from their normal place of work, usually from home" (InnoVisions Canada, n.d.). The reasons for telecommuting are many and it includes reducing layoffs, costs of real estate, etc. It is beneficial for both the organization as well the employees and offers advantages on both professional and personal fronts. While for the organization it offers the advantage of "increased productivity from the employees, reducing costs on real-estate, lesser absenteeism, etc. the benefits for the employees are in terms of flexibility in working hours, less commuting, more freedom of work, improved lifestyle, etc. (InnoVisions Canada, n.d.) 2. Summary of problems faced However, there are a few concerns that have been identified from the feedback given by the employees and addressing them is of importance to the organization. At the Indiana office where it is initially implemented, it is observed that about 10% of the telecommuters still complain of the lack of efficient support system and that the PCs, the phone lines and the scheduling are inefficient to sustain this initiative. They observed that the PCs provided to them are outdated IBM desktops with low configuration which makes them inefficient in complying with the latest technologies needed to implement this technique. The inefficiency of the support system to ensure the home phone to ring instead of directing the call to the voice mail is a major concern for all. Also, the lack of peer interaction, difficulty in exchanging information, reduced team work environment, lack of networking and socialization are other concerns expressed by these telecommuters. Lack of interaction with peers is r esulting in frustration and a feeling of isolation is creeping in many of these employees (wps.prenhall.com, pp164-169). Some also are yet to adapt to the new way of working at home and find that it is encroaching into their private life with less time for personal life due to reasons like workholism, lack of space at home, etc. There are some who find the exchange of data becoming difficult, but the major concern is the affect on print quality due to broken linkages in the support system. Also, the inefficiency of the system to access important data crucial for immediate solutions which otherwise can be accessed through the office LANs

A Man That Holds My Heart Essay Example for Free

A Man That Holds My Heart Essay Many people have ways of influencing others. Most people use words to affect other people. An amount of individuals would utilize their gift of persuasion to convince others of their causes or maybe arguments, while some use authority to force people to do as they are told. These several differences can apply to fathers as well. Not all fathers are similar when it comes to educating their children. Many are gentle, while some are more dominant. Randy T Caldwell, a somewhat young spirited middle aged man. Dark skinned with black Gucci frames to accommodate his big brown eyes. Standing 5’11, board shoulders, happy, loving, man of Christ and always seen with a look upon his face that means business falls under those descriptions of a father. My father is a man of many words. He is a very talkative man, somewhat quiet but only when listening to someone of when needed. He is not a very persuasive person like others, nor does he use authority to get his message across. All the lessons I’ve learned from my father were never taught in lectures or by long stories. Instead, he gave me real life examples for me to follow. I learned everything I needed to know from my father, through his own life. It was the way he lived his poverty stricken and fearful life which taught me how to live a more effective, goal reaching, non-poverty stricken live. Indeed, my father was a man of many words and was a man of many words but yet he had a soft heart. My father has simple interests. He is very fond of watching college football, and often watches when he can. When he has time he would go hiking occasionally. However, his favorite thing to do is go fishing. At such a young age, I was very fascinated with the fact that he would bring home huge, 10 foot long, stinky fish but I always loved it. Aside from being an outdoor, outgoing , talkative man ; my father was a man of Christ. Just like on the man that are always, dressed up , Stay Adams , the best pen striped suit, at the front of the church serving communion on first Sundays . That’s My Father! Even though he had a horrible, poverty stricken, gangster life as a child he is a firm believer in Christ. He has not preached about his faith even though he is very talkative; he has never given lessons on religious and mortality. He just simply lived by example. Whenever faced with difficulty, he simply thinks about what Christ would do in a situation as such. It was one the most remarkable things I find remember able about him. In one instance, I went fishing with my father. I’m not really fond of the outdoors like he was, but I loved spending time with him. It had been raining earlier that morning, so the fishing area was wet. He insisted we go to is regular spot so we did. It was under an old rugged beat down bridge that was covered with green algae. By the time we were done fishing we both were hungry. We proceeded to the nearest fast food place, which happened to be McDonald’s. As I ate my lunch it began to rain very badly; I than begin to look out the window at an old man whose clothes torn with the look of death in his eyes, standing in the middle of the parking lot. As my father made his way to the table where I was dining he caught my gaze. He immediately re packed his Big Mac fully made all the way everything on it , his supersized fry, and even his drink and went right out the door. Just as hungry as he was he gave the old man his meal. On the way home my father said nothing. Again, he taught me a lesson through his own example. My father can be described as many things talkative, outgoing, loving, caring, and firm believer in Christ. But one thing he will always be described as to me would be the man that has taught me to be the best I can be. My father is a good father, he is rather different than other fathers; but that’s what makes him the best.

Payment Systems For E Commerce

Payment Systems For E Commerce The emergence of e-commerce has effectively created many new financial needs which in many cases cannot be fulfilled by traditional payment systems. By considering all of these aspects many organizations are exploring various types of electronic payment systems and digital currency and also various issues regarding these payment systems. Broadly electronic payment system is classified in to mainly into four categories: Online Credit card Payment system, Online Electronic Cash system, Electronic Cheque System and Smart Cards based Electronic payment system. Every system has its advantages and disadvantages for the customers and merchants. These systems have number of requirements: e.g. acceptability, convenience, security, cost, anonymity, control, and traceability. Hence, instead of focusing on the technological specifications of various e payment systems, the researchers have distinguished e payment system based on what is transmitting over the network; analyze the difference of eac h electronic payment systems based on their requirements, characteristics and assess the applicability of every system. I. INTRODUCTION Payment is the integral process in the mercantile process, electronic payment system is the integral part of the electronic commerce. Due to the emergence of electronic commerce has created new financial needs through which need for new payment systems has created while traditional payment system cannot be able to fulfill its needs. For example new payment systems are of the forms such as auctions between individual ¿Ã‚ ½s online results in searching for new payment systems that means peer to peer payment methods that allows individuals to make payments through their e-mails. By recognizing these needs all interested parties (i.e: government, business communities and financial service providers) are invading various types of electronic payment systems and issues regarding those payment systems and electronic currency. Some of the proposed systems are electronic type of the traditional payment system such as credit cards, cheques, while, others are based on the digital currency tech nology and have the potential for definitive impact on today ¿Ã‚ ½s financial and monetary system. While popular developers of electronic payment system predict fundamental changes in the financial sector because of the innovations in electronic payment system (Kalakota Ravi, 1996). Therefore in particular electronic commerce have many methods of payment systems, these methods of payment systems are developed to support the electronic commerce. A failure to take place these developments into the proper context is likely to result in undue focus on the various experimental initiatives to develop electronic forms of payment without a proper reflection on the broader implications for the existing payment system. The table below shows a steady increase in the annual growth of total U.S. e-commerce sales for the 2000-2009 periods. A. CONCEPT AND SIZE OF ELECTRONIC PAYMENT The payment systems that uses electronic distribution networks constitute a frequent system in the banking and business sector since 1960 ¿Ã‚ ½s, especially for the transfer of large amounts of money. In the four decades that have passed since their appearance, necessary technological developments have taken place, which on the one hand have expanded the possible technologies of electronic payment systems besides they have also created new social and business practice, which make the use of these systems necessary. These changes, naturally, have affected the definition of electronic payments, which is emerging depending on the needs of each period. In most general form, the word electronic payment comprised of any payment (transactions) to businesses, bank or public services from citizens or businesses, which are made through a telecommunications or electronic networks by using modern technology. It is obvious that based on this definition, the electronic payments that will be the objects of present result, is the payment that is executed by the payer by himself, whether the latter is a consumer or a business, without the intervention of the another natural person. Furthermore, these payments are made from distance, without the presence of the payer physically and naturally it does not include cash. By providing such definition for the electronic payment system, this make researches to include the information concerning the accounts of the parties involved in the transaction, and also technological means of transaction execution such as distribution channel etc. Size of Electronic Payments: Electronic payments can be made in different forms, based on these forms electronic commerce payments systems are categorized as Business-to-Business (B2B), Business-to-Consumer (B2C), Consumer-to-Business (C2B) and Consumer-to-Consumer (C2C). Each of which has special characteristics that depend on the value of order. Danial, (2002) classified electronic payment systems as follows:  ¿Ã‚ ½ Micro Payment (less than $ 10) that is mainly conducted in C2C and B2C e-commerce.  ¿Ã‚ ½ Consumer Payment that has a value between $ 10 and $ 500. It is conducted mainly in B2C transactions.  ¿Ã‚ ½ Business Payment that has the value more than $ 500. It is conducted mainly in B2B e-commerce. B. CONVENTIONAL VS. ELECTRONIC PAYMENT SYSTEM To dig the depth of the electronic payment process, it is better to first understand the processing of traditional payment system. A traditional process of payment and settlement involves a buyer-to-seller transfer of cash or payment information (i.e., cheque and credit cards). The general settlement of payment process takes place in the financial processing network. A cash payment requires a buyer ¿Ã‚ ½s withdrawals form his/her bank account, a transfer of cash to the seller, and the seller ¿Ã‚ ½s deposit of payment to his/her account. Non-cash payment systems are settled by adjusting i.e. crediting and debiting the appropriate accounts between banks based on payment information conveyed via cheque or credit cards. Figure 1: Conventional/Traditional Payment System Figure is simplified diagram for both cash and non-cash transactions. As cash Transferred from the buyer ¿Ã‚ ½s bank to seller ¿Ã‚ ½s bank through face-to-face exchange in the market. If a buyer uses a non-cash form of payment, payment information instead of cash flows from the buyer to the seller, and payments are settled between affected banks, who notationally adjust accounts based on payment information. C. PROCESS OF ELECTRONIC PAYMENT SYSTEM Electronic payment system have been operating since 1960s and also expanding very rapidly as well as growth and complexity. After the development of traditional payment system new features such as Electronic Funds Transfer based payments methods came in to existence. It was the first electronic based payment system, which does not depend on intermediary of central processing. An electronic fund transfer is a financial application of EDI (Electronic Data Interchange), which transfers credit card numbers or electronic cheques via secured private transfer lines between banks and major corporations. To use EFT to clear payments and settle accounts, online payment services needs all the capabilities to process the order, accounts and receipts. But a landmark came in to direction with the development of digital currency. Use of electronic money and digital currency looks alike the paper money as a means of payment. Digital based currency system is having same advantages as of paper based c urrency system those are namely anonymity and convenience. As in other electronic payments systems (i.e. EFT based and intermediary based) here is also concern about the security in the electronic payment systems during the transactions and storage is also a main concern, although from the different perspective, for digital currency systems double spending, counterfeiting, and storage become critical issues whereas eavesdropping and the issue of liability (when charges are made without authorizations) is important for the notational funds transfer. Figure 2 shows digital currency based payment system. In this figure, it is shown that intermediary acts as an electronic bank, which converts outside money (e.g. Rupees or US $), into inside money (e.g. tokens or e-cash), which is circulated within online markets. However, as a private monetary system, digital currency has wide ranging impact on money and monetary system with implications extending far beyond more transactional efficiency. II. TYPES OF ELECTRONIC PAYMENT SYSTEMS With the rapid growth in the electronic commerce need for the payment systems are increased as that of e commerce by which dozens of payments systems are came in to existence and also they are already in practice. Grouping of these payments systems are made based upon the information being transferred online. Murthy (2002) explained six types of electronic payment systems: (1) PC-Banking (2) Credit Cards (3) Electronic Cheques (i-cheques) (4) Micro payment (5) Smart Cards and (6) E-Cash. Kalakota and Whinston (1996) identified three types of electronic payment systems: (1) Digital Token based electronic payment systems, (2) Smart Card based electronic payment system and (3) Credit based electronic payment systems. Dennis (2001) classified electronic payment system into two categories: (1) Electronic Cash and (2) Electronic Debit-Credit Card Systems. Thus, electronic payment system can be broadly divided into four general types (Anderson, 1998):  ¿Ã‚ ½ Online Credit Card Payment System  ¿Ã‚ ½ Electronic Cheque System  ¿Ã‚ ½ Electronic Cash System and  ¿Ã‚ ½ Smart Card based Electronic Payment System Online Credit Card Payment System: It seeks to extend the functionality of existing credit cards for use as online shopping payment tools. This payment system has been widely accepted by consumers and merchants throughout the world, and by far the most popular methods of payments especially in the retail markets (Laudon and Traver, 2002). These forms of payment systems are having many advantages, which were never available through the traditional payments methods. Some of the advantages of the online credit card payment systems are: privacy, integrity, compatibility, good transaction efficiency, acceptability, convenience, mobility, low financial risk and anonymity. Added to all these, to avoid the complexity associated with the digital cash or electronic-cheques, consumers and vendors are also looking at credit card payments on the internet as one of possible time-tested alternative. But, this payment system has raised several problems before the consumers and merchants. Online cred it card payment systems are also having many disadvantages lack of authentication, repudiation of charges and credit card frauds. It also seeks to address consumer fears about using credit card such as having to reveal credit information at multiple sites and repeatedly having to communicate sensitive information over the Internet. Basic process of Online credit card payment system is very simple as that of traditional payment systems. If consumers want to purchase a product or service, they simply send their credit card details to the service provider involved and the credit card organization will handle this payment like any other. This can be understood very easily with the format (Figure 3) of Credit Card Payment Form. Electronic Cheque Payment System: Electronic cheque fulfills the needs of many business organizations, which are previously exchanging paper based cheque based on the vendors, consumers and government. Working process of e-cheque is as same as that of the traditional cheque payment system. An account holder will issue the electronic cheque document which contains the information such as name of the account holder payee name, name of the financial institution, payer ¿Ã‚ ½s account number and the amount of payment on the cheque. Most of the information is in un coded form. Like a paper cheques e-cheques also bear the digital equivalent of signature: a computed number that authenticates the cheque from the owner of the account. Digital checking payment system seeks to extend the functionality of existing checking accounts for use as online shopping payment tools. Electronic cheque system has many advantages: (1) they do not require consumers to reveal account information to other indi viduals when setting an auction (2) they do not require consumers to continually send sensitive financial information over the web (3) they are less expensive than credit cards and (4) they are much faster than paper based traditional cheque. But, this system of payment also has several disadvantages. The disadvantage of electronic cheque system includes their relatively high fixed costs, their limited use only in virtual world and the fact that they can protect the users? anonymity. Therefore, it is not very suitable for the retail transactions by consumers, although useful for the government and B2B operations because the latter transactions do not require anonymity, and the amount of transactions is generally large enough to cover fixed processing cost. The process of electronic checking system can be described using (figure 4) the following steps. Step 1: a purchaser fills a purchase order form, attaches a payment advice (electronic cheque), signs it with his private key (using his signature hardware), attaches his public key certificate, encrypts it using his private key and sends it to the vendor. Step 2: the vendor decrypts the information using his private key, checks the purchaser ¿Ã‚ ½s certificates, signature and cheque, attaches his deposit slip, and endorses the deposit attaching his public key certificates. This is encrypted and sent to his bank. Step 3: the vendor ¿Ã‚ ½s bank checks the signatures and certificates and sends the cheque for clearance. The banks and clearing houses normally have a private secure data network. Step 4: when the cheque is cleared, the amount is credited to the vendor ¿Ã‚ ½s account and a credit advice is sent to him. Step 5: the purchaser gets a consolidated debit advice periodically. E-cheque provide a security rich Internet payment option for businesses and offer an easy entry into electronic commerce without a significant investment in new technologies or legal systems. Electronic Cash Payment System: Electronic payment system is new technology in the online payment systems which improve the features such as security and privacy because it combines computerized convenience. Its versatility opens up a host of new markets and applications. E-cash is an electronic or digital form of value storage and value exchange that have limited convertibility into other forms of value and require intermediaries to convert. E-cash presents some characteristics like storability, monetary value, interoperability, irretrievability, and security. // By using all these characteristics it makes electronic cash more attractive payment system on the internet (Online). Added to these, this payment system offers numerous advantages like privacy, good acceptability, authority, convenience, low transactions cost and good anonymity. But, this system of payment also has many disadvantages such as poor transaction efficiency, poor mobility, and high financial risk, as people are solely responsible for the lost or stolen. Gary and Perry (2002), just like real world currency counterpart, electronic cash is susceptible to forgery. It is possible, though increasingly difficult, to create and spend forged e-cash. E-Cash Structure: e-cash structure could be identified as a string of bits that represents certain values such as reference number and digital signature, which could be used for the security purpose to prevent forgery and criminal use (Wright, 2002). But, the structure proposed by Wright (2002) needs some extension to make e-cash more secure. Therefore, the present model (Figure 3.5) adds a digital watermark to e-cash structure to protect it from the illegal copy and forgery activities further, the model modified the structure of the reference number to support tractability as shown in the figure 5. The proposed e-cash structure is comparatively better than suggested by Wright (2002), because security issue is given importance of top most priority in the present model. But, still there are certain concerns to be addressed for an electronic cash system. For example, who has the right to issue electronic cash? Can every bank issue its own money? If so how do you prevent fraud? And who will monitor the banking operations to protect consumers? Many of these concepts relate to the legal and banking regulatory aspects. However all these issues are beyond the scope of the study and therefore, cannot be included here. But, these issues must be addressed before establishing a complete e-cash based payment system. Smart Cards based Electronic Payment System: Smart cards are receiving renewed attention as a mode of online payment. They are essentially credit card sized plastic cards with the memory chips and in some cases, with microprocessors embedded in them so as to serve as storage devices for much greater information than credit cards with inbuilt transaction processing capability. This card also contains some kinds of an encrypted key that is compared to a secret key contained on the user ¿Ã‚ ½s processor. Some smart cards have provision to allow users to enter a personal identification number (PIN) code. Smart cards have been in use for well over the two decades now and have been widespread mostly in Europe and Asian Countries. Owing to their considerable flexibility, they have been used for a wide range of functions like highway toll payment, as prepaid telephone cards and as stored value debit cards. However, with the recent emergence of e-commerce, these devices are increasingly being viewed as a particularly appropriate method to execute online payment system with considerably greater level of security than credit cards. Compared with traditional electronic cash system, smart cards based electronic payment systems do not need to maintain a large real time database. They also have advantages, such as anonymity, transfer payment between individual parties , and low transactional handling cost of files. Smart cards are also better protected from misuse than, say conventional credit cards, because the smart card information is encrypted. Currently, the two smart cards based electronic payment system- Mondex and Visa Cash are incompatible in the smart cards and card reader specification. Not knowing which smart card system will become market leader; banks around the world are unwilling to adopt either system, let alone other smart card system. Therefore, establishing a standard smart card system, or making different system interoperable with one another is critical success factors for smart card based payment system. Kalakota and Whinston (1996), classified smart cards based electronic payment system as (1) relationship based smart cards and electronic purses. Electronic purses, which may replace money, are also known as debit card. Further Diwan and Singh (2000) and Sharma and Diwan (2000), classified smart cards into four categories. These are: (1) memory cards: this card can be used to store password or pin number. Many telephone cards use these memory cards (2) shared key cards: it can store a private key such as those used in the public key cryptosystems. In this way, the user can plug in the card to a workstation and workstation can read the private key for encryption or decryption (3) signature carrying card: this card contains a set of pre generated random numbers. These numbers can be used to generate electronic cash (4) signature carrying cards: these cards carry a co-processor that can be used to generate large random numbers. These random numbers can then be used for the assignment as serial numbers for the electronic cash. III. CONCLUSION Technology created lives easier for human beings. It has decreases the work up to many extends such as distance space and even time. One of the technological innovation in the banking and financial sectors is the electronic payments. // By using electronic payments we can perform financial operations electronically, thus avoiding long lines and other hassles. Electronic Payments provides greater freedom to individuals in paying their licenses, taxes, fees, fines and purchases at unconventional locations and at whichever time of the day, 365 days of the year. On the basis of present study, first remark is that despite the existence of variety of e-commerce payment systems, credit cards are the most dominant payment system. This is consequences of advantageous characteristics, most importantly the long established networks and very wide user ¿Ã‚ ½s base. Second, alternative e-commerce payment systems are some countries are debit cards. In fact, like many other studies, present study also reveals that the smart card based e-commerce payment system is best and it is expected that in the future smart cards will eventually replace the other electronic payment systems. Third, given the limited users bases, e-cash is not a feasible payment option. Thus, there are number of factors which affect the usage of e-commerce payment systems. Among all these user base is most important. Added to this, success of e-commerce payment systems also depends on consumer preferences, ease of use, cost, industry agreement, authorization, security, authentication, non-refutability, accessibility and reliability and anonymity and public policy. IV. REFERENCES 1. Abrazhevich, D. (2002) ,Diary on Internet Payment Systems ¿Ã‚ ½, Proceedings of the British Conference on Human Computer Interaction, London, England. 2. Anderson, M.M. (1998),  ¿Ã‚ ½Electronic Cheque Architecture, Version 1.0.2 ¿Ã‚ ½, Financial Services Technology Consortium, September 3. Baddeley, M. (2004)  ¿Ã‚ ½Using E-Cash in the New Economy: An Electronic Analysis of Micropayment Systems ¿Ã‚ ½, Journal of Electronic Commerce Research, Vol. 5, No. 4, pp 239-253. 4. Bhatia, Varinder (2000), E-Commerce (Includes E-Business), New Delhi: Khanna Book Publishing Co. 5. Boly, J. P. et al., (1994),  ¿Ã‚ ½ The ESPRIT Project CAF ¿Ã‚ ½-High Security Digital Payment System ¿Ã‚ ½, ESORICS 94, Third European Symposium on Research in Computer Security, Brighton, LNCS 875, Spring- Verlage, Berlin, pp 217-230. accessed on http://www.zurich.ibm.ch/technology/Security/Sirene/Publ/ BBCM1_94cafeEsorics.ps.gz. 6. Cavarretta, F. and de Silva, J. (1995),  ¿Ã‚ ½Market Overview of the Payments Mechanisms for the Internet Commerce ¿Ã‚ ½, accessed on http://www.mba96.hbs.edu/fcavarretta/money.html. 7. Chakrabarti, Rajesh and Kardile, Vikas (2002), E-Commerce: The Asian Manager ¿Ã‚ ½s Handbook, New Delhi: Tata McGraw Hill. 8. Charkrabarthi, Rajesh et al (2002), The Asian Manager ¿Ã‚ ½s Handbook of E-Commerce, New Delhi: Tata McGraw Hill.) 9. Chaum, D. (1992),  ¿Ã‚ ½Achieving Electronic Privacy ¿Ã‚ ½, Scientific American, August,pp 96-101 accessed on http://www.digicash.support.nl/publish/sciam.html. 10. Danial, Amor (2002), E-Business (R) evolution, New York: Prentice Hall. 11. Dennis, Abrazhevich (2001),  ¿Ã‚ ½Classifications and Characteristics of Electronic Payment Systems ¿Ã‚ ½, Lecture Notes in Computer Science, Vol. 21, No. 5, pp. 81-90.

Black Criminal Stereotypes and Racial Profiling Essay

Harper Lee vividly describes the immorality of racism and prejudice. Lee reveals the many racist practices that take place in a small town in Alabama. Jean Louise Finch who is referred to as â€Å"Scout†, shares many incidences that took place while she was growing up with her brother Jem and father Atticus. Tom Robinson is a character that is falsely accused of beating and raping a white woman and is found guilty. Atticus Finch who is not only a wonderful father to Scout and Jem, but also performs miracles in the courtroom as a remarkable lawyer for Maycomb county, is standing as Tom’s lawyer in the trial. Lee exposes the many racist and prejudice individuals through a specific character and that character is Tom Robinson. When Bob Ewell goes to testify he points at Tom and says â€Å"I seen that black n**** yonder ruttin on my Mayella† (pg. 173). Bob Ewell is portraying Tom to be an animal who has violated his daughter. Black Demps 2 Men were(are) usually portrayed in this manner because of the racist ideologies that ‘all black males are aggressive’ and ‘all black males are rapists’. Tom is an impoverished black male attending a trial, with an all-white jury because he was accused of raping a white woman, due to these things he is at an automatic risk of being announced guilty and denied any justice. Atticus takes the case to defend Tom, knowing he would be shamed for it, and looked down upon, as a white man in America. Even though evidence of Tom’s innocence was displayed to the jury, they still announced him guilty because of their racist and prejudice ideologies, instead of analyzing the factual evidence that was presented to them. Relationships between whites and blacks were forbidden so when Mayella became attracted to Tom she felt a sense of guilt. She knew that she would be looked down upon in the white community, which is why she did not hesitate to lie in court and to her self about the situation. â€Å"If there’s just one kind of folks, why can’t they get along with each other? If they’re all alike, why do they go out of their way to despise each other?† (lee, 259). Scout is beginning to see the hatred and the iniquitous way that people of color are being treated and she is beginning to think on her own and view the world and the way of life in a more mature manner. Demps 3 When Scout asks Atticus if he believes he will win the case he answers â€Å"Simply because we were licked a hundred years before we started is no reason for us not to try to win† (Lee, 101). In this quote, Atticus is referring to the racism and prejudice in general terms. He is saying that just because the world is set up a certain way doesn’t mean he has to follow the trends. African Americans have been considered to be less than a human for years and traditionally in a case like such, it does not go in the African Americans favor. So Atticus is saying just because it is traditionally more than likely that Tom won’t win, that does not mean that Atticus can’t try to help Tom. â€Å"You never really understand a person until you consider things from his point of view†¦ Until you climb inside of his skin and walk around in it.† (Lee, 321). Atticus’s ways of processing and analyzing certain situations are very admiring, he tends to think about all of the different perspectives in a situation before he takes any action or speaks any words. Harper Lee uses Atticus as a moral compass, he is seen as the opposer, being the â€Å"N***** lover† in this circumstance. †Mockingbirds don’t do one thing except making music for us to enjoy. They don’t eat up people’s gardens, don’t nest in corncribs, they don’t do one thing but sing their hearts out for us. That’s why it’s a sin to kill a Mockingbird.† (Lee,

Second Foundation 12. Lord

Of all the worlds of the Galaxy, Kalgan undoubtedly had the most unique history. That of the planet Terminus, for instance, was that of an almost uninterrupted rise. That of Trantor, once capital of the Galaxy, was that of an almost uninterrupted fall. But Kalgan- Kalgan first gained fame as the pleasure world of the Galaxy two centuries before the birth of Hari Seldon. It was a pleasure world in the sense that it made an industry – and an immensely profitable one, at that – out of amusement. And it was a stable industry. It was the most stable industry in the Galaxy. When all the Galaxy perished as a civilization, little by little, scarcely a feather's weight of catastrophe fell upon Kalgan. No matter how the economy and sociology of the neighboring sectors of the Galaxy changed, there was always an elite; and it is always the characteristic of an elite that it possesses leisure as the great reward of its elite-hood. Kalgan was at the service, therefore, successively – and successfully – of the effete and perfumed dandies of the Imperial Court with their sparkling and libidinous ladies; of the rough and raucous warlords who ruled in iron the worlds they had gained in blood, with their unbridled and lascivious wenches; of the plump and luxurious businessmen of the Foundation, with their lush and flagitious mistresses. It was quite undiscriminating, since they all had money. And since Kalgan serviced all and barred none; since its commodity was in unfailing demand; since it had the wisdom to interfere in no world's politics, to stand on no one's legitimacy, it prospered when nothing else did, and remained fat when all grew thin. That is, until the Mule. Then, somehow, it fell, too, before a conqueror who was impervious to amusement, or to anything but conquest. To him all planets were alike, even Kalgan. So for a decade, Kalgan found itself in the strange role of Galactic metropolis; mistress of the greatest Empire since the end of the Galactic Empire itself. And then, with the death of the Mule, as sudden as the zoom, came the drop. The Foundation broke away. With it and after it, much of the rest of the Mule's dominions. Fifty years later there was left only the bewildering memory of that short space of power, like an opium dream. Kalgan never quite recovered. It could never return to the unconcerned pleasure world it had been, for the spell of power never quite releases its bold. It lived instead under a succession of men whom the Foundation called the Lords of Kalgan, but who styled themselves First Citizen of the Galaxy, in imitation of the Mule's only title, and who maintained the fiction that they were conquerors too. The current Lord of Kalgan had held that position for five months. He had gained it originally by virtue of his position at the head of the Kalganian navy, and through a lamentable lack of caution on the part of the previous lord. Yet no one on Kalgan was quite stupid enough to go into the question of legitimacy too long or too closely. These things happened, and are best accepted. Yet that sort of survival of the fittest in addition to putting a premium on bloodiness and evil, occasionally allowed capability to come to the fore as well. Lord Stettin was competent enough and not easy to manage. Not easy for his eminence, the First Minister, who, with fine impartiality, had served the last lord as well as the present; and who would, if he lived long enough, serve the next as honestly. Nor easy for the Lady Callia, who was Stettin's more than friend, yet less than wife. In Lord Stettin's private apartments the three were alone that evening. The First Citizen, bulky and glistening in the admiral's uniform that he affected, scowled from out the unupholstered chair in which he sat as stiffly as the plastic of which it was composed. His First Minister Lev Meirus, faced him with a far-off unconcern, his long, nervous fingers stroking absently and rhythmically the deep line that curved from hooked nose along gaunt and sunken cheek to the point, nearly, of the gray-bearded chin. The Lady Callia disposed of herself gracefully on the deeply furred covering of a foamite couch, her full lips trembling a bit in an unheeded pout. â€Å"Sir,† said Meirus – it was the only title adhering to a lord who was styled only First Citizen, â€Å"you lack a certain view of the continuity of history. Your own life, with its tremendous revolutions, leads you to think of the course of civilization as something equally amenable to sudden change. But it is not.† â€Å"The Mule showed otherwise.† â€Å"But who can follow in his footsteps. He was more than man, remember. And be, too, was not entirely successful.† â€Å"Poochie,† whimpered the Lady Callia, suddenly, and then shrank into herself at the furious gesture from the First Citizen. Lord Stettin said, harshly, â€Å"Do not interrupt, Callia. Meirus, I am tired of inaction. My predecessor spent his life polishing the navy into a finely-turned instrument that has not its equal in the Galaxy. And he died with the magnificent machine lying idle. Am I to continue that? I, an Admiral of the Navy? â€Å"How long before the machine rusts? At present, it is a drain on the Treasury and returns nothing. Its officers long for dominion, its men for loot. All Kalgan desires the return of Empire and glory. Are you capable of understanding that?† â€Å"These are but words that you use, but I grasp your meaning. Dominion, loot, glory – pleasant when they are obtained, but the process of obtaining them is often risky and always unpleasant. The first fine flush may not last. And in all history, it has never been wise to attack the Foundation. Even the Mule would have been wiser to refrain-â€Å" There were tears in the Lady Callia's blue, empty eyes. Of late, Poochie scarcely saw her, and now, when he had promised the evening to her, this horrible, thin, gray man, who always looked through her rather than at her, had forced his way in. And Poochie let him. She dared not say anything; was frightened even of the sob that forced its way out. But Stettin was speaking now in the voice she hated, hard and Impatient. He was saying: â€Å"You're a slave to the far past. The Foundation is greater in volume and population, but they are loosely knit and will fall apart at a blow. What holds them together these days is merely inertia; an inertia I am strong enough to smash. You are hypnotized by the old days when only the Foundation had atomic power. They were able to dodge the last hammer blows of the dying Empire and then faced only the unbrained anarchy of the warlords who would counter the Foundation's atomic vessels only with hulks and relics. â€Å"But the Mule, my dear Meirus, has changed that. He spread the knowledge, that the Foundation had hoarded to itself, through half the Galaxy and the monopoly in science is gone forever. We can match them.† â€Å"And the Second Foundation?† questioned Meirus, coolly. â€Å"And the Second Foundation?† repeated Stettin as coolly. â€Å"Do you know its intentions? It took ten years to stop the Mule, if, indeed, it was the factor, which some doubt. Are you unaware that a good many of the Foundation's psychologists and sociologists are of the opinion that the Seldon Plan has been completely disrupted since the days of the Mule? If the Plan has gone, then a vacuum exists which I may fill as well as the next man.† â€Å"Our knowledge of these matters is not great enough to warrant the gamble.† â€Å"Our knowledge, perhaps, but we have a Foundation visitor on the planet. Did you know that? A Homir Munn – who, I understand, has written articles on the Mule, and has expressed exactly that opinion, that the Seldon Plan no longer exists.† The First Minister nodded, â€Å"I have heard of him, or at least of his writings. What does he desire?† â€Å"He asks permission to enter the Mule's palace.† â€Å"Indeed? It would be wise to refuse. It is never advisable to disturb the superstitions with which a planet is held.† â€Å"I will consider that – and we will speak again.† Meirus bowed himself out. Lady Callia said tearfully, â€Å"Are you angry with me, Poochie?†*** Stettin turned on her savagely. â€Å"Have I not told you before never to call me by that ridiculous name in the presence of others?† â€Å"You used to like it.† â€Å"Well, I don't any more, and it is not to happen again.† He stared at her darkly. It was a mystery to him that he tolerated her these days. She was a soft, empty-headed thing, comfortable to the touch, with a pliable affection that was a convenient facet to a hard life. Yet, even that affection was becoming wearisome. She dreamed of marriage, of being First Lady. Ridiculous! She was all very well when he had been an admiral only – but now as First Citizen and future conqueror, he needed more. He needed heirs who could unite his future dominions, something the Mule had never had, which was why his Empire did not survive his strange nonhuman life. He, Stettin, needed someone of the great historic families of the Foundation with whom he could fuse dynasties. He wondered testily why he did not rid himself of Callia now. It would be no trouble. She would whine a bit- He dismissed the thought. She had her points, occasionally. Callia was cheering up now. The influence of Graybeard was gone and her Poochie's granite face was softening now. She lifted herself in a single, fluid motion and melted toward him. â€Å"You're not going to scold me, are you?† â€Å"No.† He patted her absently. â€Å"Now just sit quietly for a while, will you? I want to think.† â€Å"About the man from the Foundation?† â€Å"Yes.† â€Å"Poochie?† This was a pause. â€Å"What?† â€Å"Poochie, the man has a little girl with him, you said. Remember? Could I see her when she comes? I never-â€Å" â€Å"Now what do you think I want him to bring his brat with him for? Is my audience room to be a grammar school? Enough of your nonsense, Callia.† â€Å"But I'll take care of her, Poochie. You won't even have to bother with her. It's just that I hardly ever see children, and you know how I love them.† He looked at her sardonically. She never tired of this approach. She loved children; i.e. his children; i.e. his legitimate children; i.e. marriage. He laughed. â€Å"This particular little piece,† he said, â€Å"is a great girl of fourteen or fifteen. She's probably as tall as you are.† Callia looked crushed. â€Å"Well, could I, anyway? She could tell me about the Foundation? I've always wanted to go there, you know. My grandfather was a Foundation man. Won't you take me there, sometime, Poochie?† Stettin smiled at the thought. Perhaps he would, as conqueror. The good nature that the thought supplied him with made itself felt in his words, â€Å"I will, I will. And you can see the girl and talk Foundation to her all you want. But not near me, understand.† â€Å"I won't bother you, honestly. I'll have her in my own rooms.† She was happy again. It was not very often these days that she was allowed to have her way. She put her arms about his neck and after the slightest hesitation, she felt its tendons relax and the large head come softly down upon her shoulder.

Implementing Strategic Change

Implementing Strategic Change Introduction Strategic change entails the changes that take place in an organization for instance in regard to the vision, mission and objectives as well as the strategy that is designed as a means of achieving the expected result. It is a process that is affected by the internal factors of the organization as well as external factors that relate to the organization’s environment.Advertising We will write a custom report sample on Implementing Strategic Change specifically for you for only $16.05 $11/page Learn More The management of a strategic change is usually a difficult and sensitive task since there is no specific formula that is designated to work out for all cases that entail strategic change and hence the process should be handled carefully to ensure its success. This piece of work will discuss the process of implementing and managing strategic change the case study being the UK Fire and Rescue Services which is a firm that currently faces a situation in which it has to change is strategies as opposed to strictly following what has been stipulated by the Fire and Rescue Services Act (Joyce and Woods 2001). Identification and appraisal of existing best practice and implementation of strategic change management Before taking any step in implementing some strategic changes in an organization, it is advisable to first identify the strategies and practices that are in place in the organization and how they can be improved or changed to cover the expected conditions or bring about the expected results. The UK Fire and Rescue Services is involved with a variety of functions like fighting fires, pumping out floodwater, attending chemicals pills and assisting in road, air and rail accidents among others. However there are some other services that it is expected to provide to the public for instance the health and safety of the staff, a duty of care to the public and operational effectiveness and other anticipated happenings that are not necessarily stipulated in the UK Fire and Rescue Services Act 2004. The current practices of the organization are good but need some appraisal in order to cater for the other needs as mentioned above through establishment out of strategies that will facilitate this (Freeman 2010).Advertising Looking for report on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More There are various methods or styles through which strategic change can be managed. The change in an organization’s strategy should however be tailored to the state of the change itself and the expected results. Some of the styles include, empirical rational strategy, the normative re of existing strategic change management Starbucks Coffee Company is can example of an organization where strategic change management has been experienced. It was initially very popular for its provision of coffee but the coffee essence almost got lost due to th e use of its brand name for other purposes for instance promotion of movies. A need for strategic changed aimed at restoring its fame (going back to its focus on coffee) is therefore an issue for instance provision of a new coffee blend to reinforce the brand. The problem comes in since there are many changes to be done for example reshuffle of staff and improvement of the company’s website which may delay the process of strategic change (Linn 2008).Advertising Looking for report on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More Conclusion Strategic change is critical in any organization and all organizations are currently going through some changes. The changes could arise due to some factors for instance cultural change, empowerment and total quality and business engineering within the organization among other issues. Some changes could also be driven by the urge for organizations to be at per with the other organizations especially in regard to the competitiveness in the various fields of the world. Strategic changes should always be embraced in organizations as long as they are deemed to improve their situations for instance if it enhances profit. Proper planning, monitoring and communication is however essential. Reference List Freeman, E.R. 2010. Strategic Management: A Stakeholder Approach. Cambridge, Cambridge University Press. Green, E.M n.d. Managing Strategic Change- Beat the Odds with the Three R’s  Web. Jacobs, W. R. 1997. Real-Time Strategic Change. New York, Berrett-Koehler Publisher s. Joyce, P. and Woods, A. 2001. Strategic Management: A Fresh Approach To Developing Skills, Knowledge And Creativity. London, Kogan Page Publishers. Lee, G. 2010. Styles of Managing Strategic Change. Web. Linn, A. 2008. Starbucks pledges change – and lots of it. Web.

Aztecs and the Aztec Civilization

Aztecs and the Aztec Civilization Aztecs are the collective name given to seven Chichimec tribes of northern Mexico, who controlled the valley of Mexico and much of central America from its capital during the Late Postclassic period from the 12th century AD until the Spanish invasion of the 15th century. The main political alliance creating the Aztec empire was called the Triple Alliance, including the Mexica of Tenochtitlan, the Acolhua of Texcoco, and the Tepaneca of Tlacopan; together they dominated most of Mexico between 1430 and 1521 AD. For a complete discussion see the Aztec Study Guide. Aztecs and their Capital City The capital city of the Aztecs was at Tenochtitlan-Tlatlelco, what is today Mexico City, and the extent of their empire covered almost all of what is today Mexico. At the time of Spanish conquest, the capital was a cosmopolitan city, with people from all over Mexico. The state language was Nahuatl and written documentation was kept on bark cloth manuscripts (most of which were destroyed by the Spanish). Those that survive, called codexes or codices (singular codex), can be found in some small cities in Mexico but also in museums around the world. A high level of stratification in Tenochtitlan included rulers, and a noble and commoner class. There were frequent ritual human sacrifices (including cannibalism to some degree), part of the military and ritual activities of the Aztec people, although it is possible and perhaps likely that these were exaggerated by the Spanish clergy. Sources An  Aztec Civilization Study Guide has been developed with loads of details on lifestyles of the Aztecs, including an overview and detailed timeline and king list. The photograph used on this page was provided by the Field Museum for a part of their new exhibit Ancient Americas. Also Known As: Mexica, Triple Alliance Examples: Azcapotzalco, Malinalco, Guingola, Yautepec, Cuanahac, Templo Mayor, Tenochtitlan

Subject is American Government Essay Example | Topics and Well Written Essays - 250 words

Subject is American Government - Essay Example American Dream dwells on the philosophy of working hard in order to succeed (Jenkins, 1997) and this is the reason that the American government has encouraged their citizens to work hard in order to achieve success. Following the aftermath of the September 2011 terrorist attack, the then President of the United States of America, George Bush Jnr encouraged Americans to work hard in order to rebuild the country (Woodward, 2002). During that great speech, he told Americans that, all hands must be on deck in order to revitalize the economy of America (Woodward, 2002). The implication of this is that, the American government believes that, the economic growth of America depends on the individual efforts of every American and this is a fundamental principle of the American Dream. Thus, it has been established that, the American Dream is an important political culture in the country as a vast population of Americans believe that hard work and perseverance leads to economic success. Depending on how one looks at it, the truth of the matter that, the American Dream remains an important part of the political

Global diversity Essay Example | Topics and Well Written Essays - 250 words

Global diversity - Essay Example art of the legal environment in the Human Resource Department that involves training, conflict resolution, advising, and punishing of the workforce as desired. It also involves management and team building within the organization. In this case, Gladys’s harassment from a senior partner should have been reported immediately to the Human Resource authorities through her line manager to validate her case in court. The manner in which Gladys’s channels her anger towards the company is uncalled for as no relevant authorities were informed. There would have been a conflict resolution committee to deliberate on her case before resigning and suing her former employer. In my opinion, the case Jennifer has filed against her employer will not materialize for him, as she is likely to lose it. This is because firstly, she is no longer part of the workforce in the company and secondly, there is no concrete evidence of her harassment reported to the authorities before leaving the comp any. Thirdly, her reasons for resigning are unclear to the management even though she claims the sexual harassments from the senior partner instigated her exit from the company even after six months of enduring through this harrowing